Posts Tagged ‘Financial Services’

မေလးရွားမွ အိမ္၀ယ္ၾကမယ္ဆိုယင္ “How to buy house in Malaysia”

August 4, 2013

မေလးရွားမွ အိမ္၀ယ္ၾကမယ္ဆိုယင္  ” How to buy house in Malaysia”

မေလးရွားမွာ အိမ္၀ယ္လိုေသာ သူမ်ားအတြက္ သိသင့္ေသာ အခ်က္အလက္မ်ား ကို လင္းယုန္ Journal မွ မေလးရွားေရာက္ ကုိသန္႔ဇင္ ေမးျမန္းခဲ့ေသာ အင္တာဗ်ဴး အား ျပန္လည္ကူးယူ ေဖၚျပေပးပါသည္။

လင္းယုန္ ။ ။ မေလးရွားမွာ အိမ္၀ယ္ဖို႔ စိတ္ကူး ရွိတဲ့လူေတြအတြက္ အနည္းငယ္ ရွင္းျပေစ ခ်င္ပါတယ္။

သန္႔ဇင္ ။ ။ မိတ္ေဆြတစ္ေယာက္ ၂၀၀၉ မွာ ၄ သိန္းေက်ာ္တန္ Condo တစ္ခန္းကို Bank Loan ဘဏ္ေခ်းေငြနဲ႔ ၀ယ္ခဲ့တယ္။ 15% Down Payment ၆ေသာင္းေက်ာ္ ေပးရ တယ္။ 85% (Bank Loan)ဘဏ္ေခ်းေငြအေပၚ ႏွစ္၃၀ နဲ႔ လစဥ္ RM 1867 ေပးသြင္းရတယ္။ အခု မေလးရွားမွာ မေနျဖစ္လို႔ အိမ္ျပန္ငွားထားေတာ့ လစဥ္ RM 3200 အိမ္ငွားခ ျပန္ရတယ္။ အခု သူ႔Condo ေပါက္ေစ်းက ၆သိန္းခြဲေက်ာ္ေနၿပီ။

(more…)

Advertisements

I am a virtual slave!

February 4, 2013

Slavery

I NEVER use CREDIT cards.

But my housing loan (Mortgages), car-loans (called Hire-Purchases) and Children’s Education loans shackled me into virtual slavery.

Pic. source FB of Rationalist

(more…)

New definition of 5 Cs:career, comfort, children, consideration and charity

October 29, 2011

Source: The Malaysian Insider’s, “Think you are rich? Think again… “ by Jeffrey Ong

How do you define wealth or riches? Is having a million dollars in assets
considered wealthy in this day and age?

Today, wealth is commonly defined locally by the “Singapore dream” — or what is more popularly known as the 5Cs — condominium, car, credit card, country club membership and cash. For others, achieving the 5Cs is not a holistic representation of wealth.

(more…)